Payment Example: A 60-month Auto Loan at 2.99% APR would result in monthly payments of $17.96 for each $1,000 borrowed. Safe, convenient depository boxes are available 24/7 at all branch locations. Terms 61 to 84 months – Vehicles must be less than 3 model years old with less than 36,000 miles, the minimum loan amount is $20,000. Terms 49 to 60 months – Vehicles must be less than 5 model years old with less than 60,000 miles, the minimum loan amount is $10,000. Terms up to 48 months – Vehicles must be less than 7 model years old with less than 75,000 miles, the minimum loan amount is $5,000. Longer loan terms are available at higher loan rates.
Rates shown are for our highest credit tier plus an Ambassador Membership Rewards level bonus discount of 1.00%, which must be maintained throughout the loan term to receive the discounted rate. Maximum USED auto loan amount is average Kelley Blue Book plus tax, license, documentation and recording fees, Guaranteed Auto Protection (GAP) and Mechanical Breakdown Insurance (MBI). In most cases, lenders determine the interest rates based on your credit score, degree type and.
Maximum NEW auto loan amount is MSRP plus tax, license, documentation and recording fees, Guaranteed Auto Protection (GAP) and Mechanical Breakdown Insurance (MBI). Your interest rate will be based on the lenders requirements. The auto loan calculator lets you estimate monthly payments, see how much total interest you’ll pay and the loan amortization schedule. Apply Online, In Person or On the Phone it’s fast and free. An auto loan is a secured loan used to buy a car. chevronright Borrow up to 125 of the cost for a new vehicle, and up to 125 of the NADA Car Guide retail value for a used vehicle. Rates and terms subject to change without notice. Simply take your AutoDraft to any dealership and purchase like a cash buyer. Rate is based on creditworthiness and other factors, and may be higher than the rate shown. Vehicles must be purchased from a franchise dealer in the state you live in. For immediate assistance, please call 80 or 75, Monday through Friday - 8:30 a.m. Contact us today to learn more or to apply for a loan. See Langley FCU's current auto loan rates, get preapproved for an auto loan, use our car loan calculator, and find out how you may lower your monthly payments. We can help you finance the purchase of a new or used vehicle. Rates and terms subject to change.All loans subject to credit approval and membership eligibility. Island Federal offers competitive rates on auto loans. Loan rate discount may qualify with a Share Draft Account with Direct Deposit and auto transfer. Vehicle can not be older than 10 years and have no more than 100,000 miles. ^Borrow up to 100% LTV (excluding title, taxes, tags, and document fees) with a maximum loan amount equal to or less than 50% of your annual income. Refinancing of existing Dover Federal Loans may not be available. Terms 49 to 60 months Vehicles must be less than 5 model years old with less than 60,000 miles, the minimum loan amount is 10,000. Terms up to 48 months Vehicles must be less than 7 model years old with less than 75,000 miles, the minimum loan amount is 5,000. The stated Auto and Motorcycle Loans rate is discounted which includes: a requirement of automatic loan payment transfers, direct deposit of net pay and a checking account for. Longer loan terms are available at higher loan rates. This offer may not be combined with any other offer. Financing up to the retail value of the auto may be available. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness and terms of the loan. We can evaluate your current auto loan to see if we can help lower your current monthly. The sooner you apply, the sooner we can get you on the road. If you still need personalized help, were available by phone, too. Great question! You can apply right here and get started with the auto loan approval process. We have created a variety of different calculators to help you reach your financial goals - find them all here. This will help make the buying process faster. Being pre-approved will help you know what you can afford and allows you to negotiate a better price for your vehicle. We will work with you to make the process efficient and easy and get you a fast approval. After you apply online, a Dover Federal team member will be in contact with you in one business day. How long does the application process take?Ī. After all, we want to see you riding around town in your new set of wheels and it's our goal to make that happen! Q. Once you apply, one of our team members will connect with you to help you navigate the process.
When you apply for a loan with us, we make the process quick and easy. Dover Federal is your community credit union and we work with you to help you achieve your financial goals. What is an advantage of applying for an auto loan with Dover Federal Credit Union?Ī. Frequently Asked Questions About Auto Loans